ŠKODA Finance

Flexible repayment packages at Allams of Epsom in Epsom, Surrey

With Allams of Epsom, the purchase of a brand-new ŠKODA is now even easier thanks to our flexible finance packages, each of which can be tailored to your circumstances. You’re sure to enjoy the range of benefits that financing provides as a purchasing option, and this approach also makes your money go further.

View the finance options available below. For further information, don’t hesitate to contact our helpful staff online, by phone or in person at our Epsom dealership.

Solutions Personal Contract Purchase

A Solutions Personal Contract Plan, or PCP, is our most popular and flexible finance plan, designed to give you lots of options.

After looking at how much you drive, we’ll agree a future value for your car upfront. So you can get on with enjoying your new car without having to worry about how much it will be worth in the years to come.

Once you’ve chosen your vehicle and decided on your deposit, you’ll need to make three decisions that will affect your monthly payments:

YOUR PAYMENT PERIOD - Choose between 18 and 48 months

MILEAGE PER YEAR - Choose how many miles you expect to drive each year (fees may apply if you exceed this)

FINAL OPTIONAL PAYMENT - Agree the deferred amount, known as the final optional payment, to the end of your agreement.

At the end of your agreement you can choose from one of three options:

1) Upgrade your ŠKODA for a new one (by part exchanging)

2) Keep your ŠKODA (by paying the optional final payment and option to purchase fee)

3) Simply return your ŠKODA (subject to condition and mileage)

Solutions gives you the opportunity to reduce the length of your agreement when compared to some other plans, which is handy if you’d like to change your car more regularly.

Remember it’s important to keep your ŠKODA in good condition, within the agreed mileage and to make any repayments on time.

Lease Purchase

Lease Purchase gives you the chance to finance your ŠKODA with lower monthly payments by deferring an agreed amount until the end of your contract.

Once you’ve chosen your ŠKODA and decided on an initial payment, there are three decisions that will affect your monthly payments:

YOUR PAYMENT PERIOD - Choose between 18 and 48 months

MILEAGE PER YEAR - Choose how many miles you expect to drive each year. This will affect both your monthly payments and final ‘balloon’ repayment.

FINAL BALLOON REPAYMENT - Agree an amount to defer until the end of the agreement.

Contract Hire

Popular amongst business customers, Contract Hire is a rental agreement that allows you to drive a ŠKODA without needing to own it.

It’s great if you simply want to pay a monthly rental for the vehicle, with an option to change it on a regular fixed period without the worry of ownership. To make budgeting easier, you can even build a service, maintenance and tyres plan into your monthly payments.

Once you have chosen your ŠKODA and decided on your initial rental, you need to make three decisions that will affect the monthly rental payments:

YOUR RENTAL PERIOD - Choose between 12 and 48 months

MILEAGE PER YEAR - Choose how many miles you expect to drive each year (fees may apply if you exceed this)

TOTAL COVER - Choose whether to include a service, maintenance and tyres plan in your agreement

Once you’ve paid all outstanding rentals, you simply hand your ŠKODA back, subject to fair wear and tear and excess mileage charges.

Remember that you need to keep up monthly repayments, and that you are hiring this vehicle, so at the end of the agreement you can hand it back, without having to ever own it.

Hire Purchase

Hire Purchase is an agreement that leads to ownership, so it is best if you’re considering keeping your vehicle for longer than the repayment period.

Once you have chosen your ŠKODA and decided on your deposit, you just need to make one decision that will affect your monthly repayments:

YOUR REPAYMENT PERIOD - Choose any repayment period between 12 and 60 months.

Once you have paid all repayments and the option to purchase fee, the vehicle is yours to keep.

Contact the finance specialists at our Epsom dealership for more information on financing your new ŠKODA. Submit an online enquiry, call us directly or visit our dealership in person.